Financing Life’s Important Moments
From buying a home to upgrading your vehicle or tackling your next big project, we’re here with local lending solutions designed around your personal goals.
Life doesn’t always follow a schedule, and neither do your financial needs. Whether you’re purchasing your first home, replacing your vehicle, renovating your kitchen or covering an unexpected expense, The First State Bank offers flexible lending solutions with personalized service.
With experienced lenders in Norton, Plainville, Hill City, Hoxie and Holdrege, you will work directly with people who understand your goals and are committed to helping you move forward with confidence.
Why Borrow with The First State Bank?
When you apply for a loan with The First State Bank, you’re not just an application number. Our lending team takes the time to get to know you personally and your unique financial goals so we can find the right financing solutions together.
Benefits
- Local lending decisions
- Competitive interest rates*
- Flexible loan options
- Personalized service
- Fast, straightforward application process
- Trusted community banking experts
Lending Solutions for Every Stage of Life
Home Mortgage Loans
Whether you’re buying your first home, upgrading to a larger space, or refinancing your current mortgage, our experienced lenders are here to help make homeownership possible with competitive financing and personalized guidance.
- Buying
- Building
- Refinancing
- Mortgage Resources
Home Equity Line of Credit
Put your home’s equity to work with a Home Equity Line of Credit* from The First State Bank. This type of loan gives you flexible access to funds for renovation, education expenses, debt consolidation and emergencies.
Consumer Installment Loans
Finance the larger purchases in life with The First State Bank. From new or used vehicles and recreational equipment to home improvements, medical expenses and other personal needs, our lending team is ready to get you started.
- Education Loans
- Auto Loans
- Recreational Vehicle Loans
- Home Improvements
- Medical Expenses
- Debt Consolidation
- Personal Expenses
Local Lending You Can Trust
Whether you’re financing a vehicle, remodeling your home, purchasing recreational vehicles and equipment, covering unexpected expenses or using your home’s equity, The First State Bank lending team is proud to provide personalized lending solutions. Contact your local branch in Norton, Plainville, Hill City, Hoxie or Holdrege to get started.
*All offers are subject to credit approval. Any loan fee that is a percentage of the credit limit under the plan and an estimate of other fees, the terms of repayment, which reflect the repayment obligations over the term of the loan, including any balloon payment, and the APR.
