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Personal Savings

Personal Savings

The First State Bank offers a variety of savings accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.

YOUTH SAVINGS CLUB

Minimum to Open - $10

Minimum Balance - None

Service Charges - None

Check Card - Yes (Must be tied to checking)

Internet / Mobile Banking - Yes

Mobile Deposit - Yes

Internet / Mobile Banking - Yes

Learn more about the Youth Savings Club!

ADULT SAVINGS

Minimum to Open - $25

Minimum Balance - None

Service Charges - None

Interest - Yes**

Check Card - Yes (Must be tied to checking)

Internet / Mobile Banking - Yes

Mobile Deposit - Yes

INDIVIDUAL RETIREMENT ACCOUNTS

Minimum to Open - $1,000

 

IRA Types - Traditional, ROTH, SIMPLE, SEP

Terms - 1 month to 60 months

CERTIFICATES OF DEPOSIT (CD)

Minimum to Open - $1,000

CD Types - Regular, College Saver

Terms - 1 month to 60 months

HEALTH SAVINGS ACCOUNTS (HSA)

Minimum to Open - None

Interest Bearing Account, all fees waived excluding overdraft fees.

Customer and Insurance Company must provide evidence of HDHP plan to qualify

 

 

 

 

*For all Certificates of Deposit and IRA's, interest is compounded using the daily balance method by applying a periodic rate to the full amount of principal in the account each day. Closing the account before interest is credited will forfeit the accrued interest. A penalty may be imposed for early withdrawal.

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