Personal Savings
The First State Bank offers a variety of savings accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.
YOUTH SAVINGS CLUB
Minimum to Open - $10
Minimum Balance - None
Service Charges - None
Check Card - Yes (Must be tied to checking)
Internet / Mobile Banking - Yes
Mobile Deposit - Yes
Internet / Mobile Banking - Yes
Learn more about the Youth Savings Club!
ADULT SAVINGS
Minimum to Open - $25
Minimum Balance - None
Service Charges - None
Interest - Yes**
Check Card - Yes (Must be tied to checking)
Internet / Mobile Banking - Yes
Mobile Deposit - Yes
INDIVIDUAL RETIREMENT ACCOUNTS
Minimum to Open - $1,000
IRA Types - Traditional, ROTH, SIMPLE, SEP
Terms - 1 month to 60 months
CERTIFICATES OF DEPOSIT (CD)
Minimum to Open - $1,000
CD Types - Regular, College Saver
Terms - 1 month to 60 months
HEALTH SAVINGS ACCOUNTS (HSA)
Minimum to Open - None
Interest Bearing Account, all fees waived excluding overdraft fees.
Customer and Insurance Company must provide evidence of HDHP plan to qualify
*For all Certificates of Deposit and IRA's, interest is compounded using the daily balance method by applying a periodic rate to the full amount of principal in the account each day. Closing the account before interest is credited will forfeit the accrued interest. A penalty may be imposed for early withdrawal.