The First State Bank offers a variety of savings accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank branch for further information.
Youth Savings
- $10 minimum to open
- No minimum balance
- No service charges
- Earns Interest
Adult Savings
- $25 minimum to open
- $25 minimum balance
- $1 Service Charge if your account falls under $25 at any time during the month
- Earns Interest
Certificate of Deposit (CD)
- $1000 minimum to open (regular)
- $25 minimum to open (College Saver)
- Terms include: 30 day to 60 months
- Earns Interest
Individual Retirement Account (IRA)
- $1000 minimum to open
- Types include: Traditional, ROTH, Simple, SEP
- Terms include: 30 day to 60 months
- Earns Interest
Health Savings Account (HSA)
- No minimum to open
- Interest Bearing account, all fees waived excluding overdraft fees. Customer and Insurance company must provide evidence of HDHP plan to qualify.
Money Market
- $2,500 minimum to open
- $2,500 minimum balance
- $10 monthly Service Charge if the balance falls below $2,500
- Earns Interest
- Free Debit Card
- Free School Mascot Debit Card
*For all certificates of Deposit and IRAs, interest is compounded using the daily balance method by applying a periodic rate to the full amount of principal in the account each day. Closing the account before interest is credited will forfeit the accrued interest. A penalty may be imposed for early withdrawal.
